About Us

Your trusted financial partner since 1995.

Reg. No. 1858 • Co-operative Banking Excellence

Empowering Communities, Protecting Savings & Building Futures Since 1995

Arackal Service Co-operative Bank Reg. No. 1858 (അറയ്ക്കൽ സർവ്വീസ് സഹകരണ ബാങ്ക് ക്ലിപ്തം നമ്പർ 1858) has stood as a trusted financial pillar, co-operative strength, and grassroots development catalyst in Kollam District, Kerala. Guided by democratic values, mutual aid, and self-reliance, our bank offers high-yield, secure savings facilities along with prompt credit assistance tailored for agriculturalists, traders, and families.

With 17k+ members and over 25+ yearsof dedicated and successful service, our institutional strength is anchored in strict regulatory compliance, transparent governance, and 100% community reinvestment into local agricultural empowerment and social welfare schemes.

Trusted Financial Legacy

17k+ Members & Depositors
25+ Years of Dedicated Services
A+ Audit and Service Rating
100% Committed to Security and Growth

Our Vision

To be the premier, technologically progressive co-operative financial institution in Kerala—fostering sustainable rural prosperity, financial self-reliance, and economic inclusivity across every household in our service area.

Our Mission

To deliver ethical, transparent, and prompt banking services through competitive credit schemes, secure high-yield deposit products, agricultural financing, and personalized member counseling that elevates the standard of living of our community.

Our Foundation

Why Members Choose Arackal SCB Bank

Built upon the internationally recognized principles of co-operation, mutual respect, and absolute financial security.

Democratic Governance

Every member holds an equal democratic voice. Our operations are governed by an elected Board of Directors committed to integrity and fair policy.

Uncompromising Security

Your deposits and financial assets are protected by disciplined statutory auditing, sound liquidity management, and strict regulatory adherence.

Grassroots Development

We prioritize agricultural credit, small-scale entrepreneurship loans, gold loans, and self-help group financing to revitalize local commerce.

Modern Convenience

Experience the warmth of traditional cooperative banking paired with efficient computerized billing, fast remittance, and prompt customer care.

Leadership & Governance

ഭരണസമിതി അംഗങ്ങൾ (Board of Directors)

Our bank is guided by experienced, democratically elected leaders committed to absolute transparency, community welfare, and financial growth.

M. Sajjad Hussain (എം.സജ്ജാദ് ഹുസൈൻ)
President

M. Sajjad Hussain (എം.സജ്ജാദ് ഹുസൈൻ)

Biju Aalumootil (ബിജു ആലുംമൂട്ടിൽ)
Vice President

Biju Aalumootil (ബിജു ആലുംമൂട്ടിൽ)

N C Abhilash (എൻ.സി. അഭിലാഷ് )
CEO

N C Abhilash (എൻ.സി. അഭിലാഷ് )

Directors (ഡയറക്ടർമാർ)

Dr. Shajivas M.M (ഡോ.ഷാജിവാസ്.എം.എം)
Director

Dr. Shajivas M.M (ഡോ.ഷാജിവാസ്.എം.എം)

P.R Muralidharan (പി.ആർ മുരളീധരൻ)
Director

P.R Muralidharan (പി.ആർ മുരളീധരൻ)

Shajahan.S (ഷാജഹാൻ.എസ്)
Director

Shajahan.S (ഷാജഹാൻ.എസ്)

James.T (ജയിംസ്.റ്റി)
Director

James.T (ജയിംസ്.റ്റി)

G. Ashokan (ജി.അശോകൻ)
Director

G. Ashokan (ജി.അശോകൻ)

Vishnu.V (വിഷ്ണു.വി)
Director

Vishnu.V (വിഷ്ണു.വി)

Veena.V.L (വീണ.വി.എൽ)
Director

Veena.V.L (വീണ.വി.എൽ)

Manjusha Suresh (മഞ്ജുഷ സുരേഷ്)
Director

Manjusha Suresh (മഞ്ജുഷ സുരേഷ്)

Soumya.S (സൗമ്യ.എസ്)
Director

Soumya.S (സൗമ്യ.എസ്)

Our Premium Services

Personal Loans

Personal Loans

Customized personal finance solutions for medical emergencies, home renovation, education, and family celebrations with...

Gold Loans

Gold Loans

Instant financial assistance pledged against gold ornaments with maximum valuation, flexible repayment options, and comp...

Fixed & Recurring Deposits

Fixed & Recurring Deposits

High-yielding deposit schemes offering attractive and guaranteed returns with special preferential interest rates for se...

Safe Deposit Lockers

Safe Deposit Lockers

State-of-the-art secure vault and locker facilities available in multiple sizes at affordable annual rentals to safeguar...

Vehicle & Housing Loans

Vehicle & Housing Loans

Tailored financing for two-wheelers, commercial vehicles, plot acquisition, and home construction with attractive intere...

Agricultural Loans (Kisan Credit)

Agricultural Loans (Kisan Credit)

Short-term and medium-term agricultural credit facilities with subsidized interest rates to support farmers in crop cult...

Self-Help Group (SHG) & Microfinance

Self-Help Group (SHG) & Microfinance

Financial empowerment and micro-credit facilities for women's self-help groups (Kudumbashree) and neighborhood collectiv...

Neethi Medicals & Consumer Store

Neethi Medicals & Consumer Store

Co-operative welfare initiatives providing quality generic medicines, essential groceries, fertilizers, and certified se...

Ambulance Service

Ambulance Service

Arackal Service Co-operative Bank's state-of-the-art Ambulance Service provides 24/7 emergency medical transport to pati...

Our Branches

Main Branch (Arackal)

Main Branch (Arackal)

Arackal, Edayam PO, Valakom, Kollam District, Kerala - 691532

0475-2207039 / 0475-2991200

arackalscb@gmail.com

Valakom Branch

Valakom Branch

Valakom PO, Kottarakkara, Kollam District, Kerala - 691532

0474-2470094

arakkalscb.valakom@gmail.com

Thadikkadu Branch

Thadikkadu Branch

Thadikkadu PO, Kollam District, Kerala - 691537

0474-2207166

arakkalscb.thadikkadu@gmail.com